Programs
Three Ways to Learn. One Thoughtful Approach.
Whether you want a short independent course or a nine-week structured program, each offering is built to fit into ordinary Malaysian life — and feel good to work through.
Back to HomeHow Frugova Designs Its Programs
Every program at Frugova is built on the same core methodology, then adapted to suit the level of depth and commitment each format allows.
Start with Awareness
Programs open by helping participants notice existing patterns without judgment — the foundation for any lasting shift in behaviour.
Introduce Practical Tools
Templates and checklists give participants something concrete to work with — a framework for comparing value and planning purchases in everyday scenarios.
Apply and Discuss
Participants apply ideas to their own situations and, where format allows, discuss experiences with others — turning information into genuine understanding.
Build for Consistency
The final stage focuses on routines that persist after the program ends — not willpower, but structural habits embedded in everyday life.
Self-Paced Course
Smart Spending Basics
A self-paced course full of practical ideas for spending thoughtfully: comparing value, planning purchases, and trimming everyday costs without feeling deprived. Written in a warm, encouraging tone, it suits people who want to learn at their own pace and revisit content whenever it is most useful.
- Value-comparison template included for everyday use
- Plain-language habits checklist to prompt reflection
- Written for Malaysian everyday spending contexts
- No prior knowledge or experience needed
What the course covers:
Small-Group Workshop
Mindful Spending Workshop
A structured small-group workshop helping participants build kinder, more intentional spending habits. Covers value comparison, planning ahead, and gentle habit change — with shared discussion and practical exercises carried out within a supportive group setting, facilitated throughout by a Frugova practitioner.
- Four weekly sessions, each running approximately 90 minutes
- Small group format for meaningful participation
- Peer discussion built into every session
- Practical exercises to complete between sessions
Session structure:
Full Program
Complete Frugal Living Program
A comprehensive program combining modules, live sessions, and a toolkit for those wanting a thorough approach to spending well and living comfortably within their means. Covers value habits, planning routines, and long-term consistency — with facilitator check-ins and a supportive community throughout the nine weeks.
- Nine weeks of structured learning and live sessions
- Comprehensive toolkit: templates, checklists, planning guides
- Regular facilitator check-ins throughout the program
- Community access for peer support between sessions
- Most thorough coverage of habits and planning routines
Program phases:
Not Sure Which to Choose?
Use this overview to compare what each program includes, then reach out if you would like a personal recommendation.
| Feature | Smart Spending Basics | Mindful Workshop | Complete Program |
|---|---|---|---|
| Self-paced flexibility | |||
| Live sessions with facilitator | |||
| Small group discussion | |||
| Value-comparison template | |||
| Facilitator check-ins | |||
| Community access | |||
| Full resource toolkit | Partial | Partial | |
| Program duration | ~2 weeks | 4 sessions | 9 weeks |
| Investment | RM 496 | RM 1,600 | RM 2,910 |
Smart Spending Basics
Best for: people who want a self-directed introduction they can work through in their own time
Mindful Spending Workshop
Best for: people who learn well in conversation and want structured group support
Complete Frugal Living Program
Best for: people who want the most thorough experience with ongoing facilitation and community
Standards Shared Across All Programs
Whatever program you join, these principles apply consistently to how content is delivered and how participants are treated.
Educational Scope Only
All content is framed as general educational material. No program at Frugova provides personal financial advice, investment direction, or outcome commitments.
Private and Confidential
Personal spending information shared in workshops stays within the group. Frugova takes participant privacy seriously across all formats and channels.
Feedback-Informed Content
Every program is reviewed after each cohort using participant feedback. Changes are made when the feedback consistently points in the same direction.
Non-Judgmental Environment
Group norms are set clearly at the start of all live sessions to ensure participants from a range of financial backgrounds feel equally welcome and heard.
Qualified Facilitation
Live sessions are run by facilitators with adult education or community learning backgrounds, not just personal experience with the subject matter.
Regularly Updated Material
Course materials are reviewed at regular intervals and updated to reflect shifts in the Malaysian consumer environment and participant feedback themes.
Program Pricing
All prices are in Malaysian Ringgit. Contact us to ask about scheduling and payment options.
Self-Paced
Smart Spending Basics
RM 496
One-time, self-paced course
- Full course access
- Value-comparison template
- Habits checklist
- About 2 weeks to complete
Workshop
Mindful Spending Workshop
RM 1,600
4 weekly group sessions
- Live facilitated sessions
- Small group format
- Practical exercises
- Peer discussion included
Full Program
Complete Frugal Living
RM 2,910
9-week comprehensive program
- Modules + live sessions
- Full toolkit access
- Facilitator check-ins
- Community access
Interested in One of Our Programs?
Send us a message and we will help you work out which program makes most sense for your schedule, goals, and budget.
Get in Touch